Finding Funding: Getting Ready to go to the Bank
Speaker: Robert Hotchkiss
Thursday, March 13, 2014
11:00 AM to 12:00 Noon
CLSCC campus - Technology Bldg. Rm. 130
Are you interested in starting a business but need capital in order to do so? Are you a small business owner looking for funding for growth or capital improvements? What are your small business lending options? What does the lender look for?
Learn what resources are available to help you properly plan, start and grow your small business. Our counselors have years of experience in the banking sector. Let us help YOU use that experience!
Financing Your Business the SBA Way
Speaker: Jacqueline Merritt, US SBA
Monday, March 17, 2014
11:00 AM to 12:00 Noon
CLSCC - Technology Bldg., Room 130
Jacqueline Merritt with the U.S. Small Business Administration will cover SBA loan options.
Her presentation will cover information about which loan program meets a specific entrepreneurial need.
The session begins with the 5 C's of credit including character, cash flow, collateral, capitalization and conditions. An overview of SBA's actual loan programs will follow.
Lastly, specific information will be shared about interest rates and repayment terms plus preferred, community express, and SBA express lenders.
Whether you are an existing entrepreneur or have given thought to starting a business, this seminar will put you ahead of the game in understanding government-guaranteed lending.
Sales and Use Tax 101
Speaker: Scott Goble, CPA
Tuesday, March 25, 2014
11:30 AM to 12:30 PM
CLSCC - Technology Bldg., Room 30
Scott Goble, CPA, with Sound Accounting will give you a great overview on sales and use taxes for businesses.
Sales and use tax laws are very complex and, in some cases, create surprise (and illogical) tax obligations on small businesses. Worse, because there is no statute of limitations on an unfiled tax return, small business owners who have "avoided" sales and use taxes for years sometimes find themselves facing many years of tax assessments for sales taxes they never collected.
These assessments are often devastating.
The purpose of this class is to provide an overview of the sales and use tax system, practical guidance for complying with the sales and use tax laws, and real-world examples of how our clients have proactively settled old sales and use tax assessments for pennies on the dollar as part of a comprehensive plan to "get right with the state."
More information and questions about registration can be obtained by calling the TSBDC at 423-478-6247.