LEGAL PUBLICATION SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on March 21, 2013 at 12:00PM local time, at the east door, Bradley County Courthouse, Cleveland, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Meloney Rogers, unmarried, to Secure Title of Cleveland, Inc., Trustee, on February 27, 2003 at Book 1293, Page 584; all of record in the Bradley County Register's Office. Owner of Debt: Household Financial Center, Inc. The following real estate located in Bradley County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: The following described property located in the First Civil District of Bradley County, Tennessee, to wit: Being Lot Eleven (11), Block "C", Mountain View Subdivision Number 1, as shown by plat of record in Plat Book 2, Page 10, in the Register's Office of Bradley County, Tennessee. Street Address: 190 Oakland Trail Southeast, Cleveland, Tennessee 37323 Parcel Number: 065L-F-005.00 Current Owner(s) of Property: Meloney Rogers, unmarried Other interested parties: Beneficial Tennessee INC. and Clarks Partners, LLC The street address of the above described property is believed to be 190 Oakland Trail Southeast, Cleveland, Tennessee 37323, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 12-043980 February 13, 20, 27, 2013